| 法国乡村协作金融的重要代表是法国农业信贷银行。法国农业信贷银行开端于十九世纪末，法语论文题目，是法国当局专门为搀扶农业成长而树立的，作为履行国度农业政策的金融对象。在近20多年里，面临愈来愈剧烈的市场竞争和敏捷变更的经济情况，法国农业信贷银行与时俱进。产物办事的连续立异和治理措施和构造的调剂，使法国农业信贷银行在法国一向坚持较年夜的市场份额，并慢慢地成长玉成能银行。从协作运营向贸易化演进，法国农业信贷银行一直没有废弃协作制的理念，法语毕业论文，一直保持为社员办事的主旨。我国乡村协作金融主体为乡村信誉协作社，经由50多年的成长，已构成本身特点。然则，乡村信誉社自创建以来，因为产权不清楚、法人管理构造的凌乱和当局主导下的治理体系体例的多变等缘由，使其违反了协作制准绳，慢慢损失了协作制本质。为了使乡村信誉协作社施展乡村金融市场主力军的感化，中国当局做出了很年夜的尽力和测验考试，但乡村信誉协作社的改造仍步履维艰，乡村金融依然是我国金融系统中的软弱环节。在中国，乡村金融范畴常常被看做政策性营业与贸易性运营是弗成兼容的。而法国农业信贷银行从一个重要承载政策性营业的、为知足公共办事须要的银行成长到按市场化运作而不掉其协作性质的古代贸易银行。其成长过程和经历是值得我们去商量的。本文以协作金融实际、新轨制经济学的轨制变迁实际为实际指点，从轨制变迁角度分两条线睁开阐述：一是法国乡村协作金融轨制变迁剖析；二是中国乡村信誉协作社轨制变迁剖析。起首分离概述中法乡村协作金融的来源与演化，再分离剖析两国乡村协作金融的治理体系体例形式和其法人管理构造，最初研究列国当局在乡村协作金融轨制变迁中的感化和总结两国乡村协作金融成长中存在的同化情形。论文最初部门提出比拟自创的意义。 Abstract: The important representative of rural cooperative finance in France is the Agricultural Credit Bank of France. Credit Agricole beginning in the late 19th century, French authorities specifically for helped the development of agriculture and establish the as the fulfillment of the national agriculture policy financial object. In the last 20 years, the economic situation of the market competition and the rapid change, the Agricultural Credit Bank of France has time. Services and products of continuous innovation and governance methods and structural adjustment, the Credit Agricole in France has always insisted on a large market share, and slowly grow Yucheng bank. From the cooperative operation to the evolution of the trade, the French agricultural credit bank has not abandoned the idea of cooperative system, has been maintained for the purpose of the membership service. China's rural cooperative financial entities for rural credit cooperatives, through 50 years of growth, has constituted itself characteristics. However, since the establishment of rural credit cooperatives, because the property rights is not clear, corporate governance structure of the disorder and the government led by the management system and the variety of reasons, so that it violates the principle of cooperation, and slowly lost the essence of collaboration. In order to make the rural credit cooperatives to display their rural financial market, the main force action, the Chinese authorities made the very big effort and test, but the transformation of the rural credit cooperatives is still struggling, rural finance is still the weak link in China's financial system. In China, rural finance is often seen as a policy of business and trade operations are not compatible. The Agricultural Credit Bank of France from an important policy oriented business, to meet the needs of the public service banks to grow to the market operation and not to lose their cooperative nature of the ancient trade bank. Its growth process and experience is worth our discussion. This paper is based on the theory of cooperative finance practice and new institutional economics. From the angle of the change of the system, the paper points out that the changes of the two lines are the analysis of the changes of the rural cooperative financial system in France. The two is the analysis of the changes of the credit cooperative system in China. First of all, the source and evolution of rural cooperative finance in China and France are separated, and the governance system of rural cooperative finance in the two countries is separated. The first part of the paper is to compare the significance of the creation. 目录: 中文摘要 4-5 Abstract 5-6 目录 7-8 1 导言 8-15 1.1 选题背景 8-9 1.2 探讨意义 9-10 1.3 文献综述 10-13 1.4 探讨内容与和措施 13-15 2 制度变迁理论与合作金融的理论略论 15-24 2.1 制度变迁理论 15-18 2.2 合作金融理论 18-24 3 法国农村合作金融的制度变迁略论 24-40 3.1 法国农村合作金融的制度变迁历程及近况 24-28 3.2 法国农业信贷银行的历史沿革 28-30 3.3 法国农业信贷银行的管理体制 30-32 3.4 法国农业信贷银行的混合治理结构 32-37 3.5 政府在法国农村合作金融制度变迁中的影响 37-38 3.6 法国农村合作金融的异化及发展趋势 38-40 4 中国农村信用合作社制度变迁略论 40-50 4.1 新中国农村信用合作社的发展历程 40-42 4.2 中国农村信用社的管理体制尚未理顺 42-44 4.3 中国农村信用社的产权及法人治理结构问题 44-45 4.4 政府在中国农村信用社制度变迁的影响 45-47 4.5 新中国农村信用合作社的异化及原因略论 47-50 5 探讨法国农村合作金融发展对中国的借鉴意义 50-54 5.1 有限合作下的商业化经营 50 5.2 我国农村信用社是否需要建立三层管理体制模式 50-51 5.3 政府在农村合作金融发展中的角色 51-52 5.4 小结 52-54 注释 54-57 参考文献 57-60 致谢 60-61 在学期间发表论文清单 61 |
