论越南商业银行的信贷风险管理On the credit risk management of commercial banks in Vietnam 摘要:（摘要内容经过系统自动伪原创处理以避免复制，下载原文正常，内容请直接查看目录。） 本文在引见银行特殊是越南银行有关信贷，信贷风险和信贷风险治理根本实际与办法的基本上，剖析了越南贸易银行在信贷风险治理方面的特点及现实操作。最初，本文还从微不雅和微观两个视角商量了信贷风险治理办法，越南语论文，给出了将来可行性建议。全文重要内容以下：1.信贷，信贷风险和信贷风险治理实际的体系整合，为研究越南贸易银行信贷风险治理供给基本；2.越南贸易银行信贷风险及其治理状态剖析；3.联合越南贸易银行风险掌握现状，商量信贷风险治理办法；4.基于详细案例剖析，商量信贷风险辨认及信贷风险治理的办法。本文对越南信贷风险治理研究具有必定进献。但是，信贷风险成绩正日益庞杂化和多样化，越语论文题目，这使得越南银行和越南的公民经济在近几年遭遇了严重丧失。是以，对信贷风险治理范畴的深刻研究一直是越南学者确当务之急，本文作者也愿望本文的研究结果能为越南贸易银行，甚至全部越南银行体系的信贷风险治理供给参考。 Abstract: This paper introduces the bank's special is the Bank of Vietnam on credit, credit risk and credit risk management of the basic practice and approach, the analysis of the characteristics of the Vietnamese trade bank in the credit risk management and the reality of the operation. At the beginning, this paper has discussed the credit risk management measures from two angles of view and micro view, and gave the suggestions on the future. The full text of an important content of the following: 1. Credit, credit risk and credit risk management the actual system integration, to study Vietnam commercial bank credit risk management to offer basic; 2. Vietnam trade bank credit risk and management of state analysis; 3. The combined Vietnam trade bank risk control status, to discuss the credit risk management measures; 4. Based on a detailed case analysis, to discuss the credit risk identification and credit risk management way. This paper has a certain contribution to the study of the credit risk management in Vietnam. However, the credit risk is increasingly complex and diversified, which makes the civil economy of Vietnam and Vietnam suffered a severe loss in recent years. It is a profound study of the scope of credit risk management has been a priority of the Vietnamese scholars, the author also hopes the results of this paper can provide reference for the credit risk management of Vietnam Trade Bank, and even all of Vietnam's banking system. 目录: Acknowledgements 4-5 摘要 5-6 Abstract 6 List of Figures 9-10 Abbreviations 10-11 CHAPTER I: INTRODUCTION 11-19 1.1 The significance of the study 11 1.2 The statement of the problem 11-12 1.3 The research objectives 12 1.4 Scope and limitation 12 1.5 Literature review 12-19 1.6 Research methodology 19 CHAPTER II: SUMMARY CREDIT AND CREDIT RISK IN COMMERCIAL BANK 19-33 2.1 Credit and credit risk process in commercial bank 19-23 2.1.1 Credit process in commercial bank 19-21 2.1.2 Credit risk process in commercial bank 21-23 2.2 The impact of credit risk in commercial bank 23-25 2.2.1 The role of credit in commercial bank 23-24 2.2.2 The impact of credit risk in commercial bank 24-25 2.3 The approach of the credit risk management and reference models in commercial bank 25-33 2.3.1 Credit risk management in commercial bank 25-26 2.3.2 Credit risk management models in commercial bank 26-33 CHAPTER III: STATUS OF CREDIT RISK MANAGEMENT IN VIETNAMESE COMMERCIAL BANKS 33-47 3.1 Brief introduction to Vietnamese commercial banks 33-41 3.1.1 Overview Vietnamese banking system 33-36 3.1.2 Policies in Vietnamese banking system 36-41 3.2 Key issues of credit risk 41-47 3.2.1 Credit market and bad debt situation in Vietnamese commercial banks 41-45 3.2.2 The challenges of the credit risk for Vietnamese commercial banks 45-47 CHAPTER IV: METHODS OF CREDIT RISK MANAGEMENT IN VIETNAMESE COMMERCIAL BANKS 47-56 4.1 Macroeconomic methods 47-50 4.2 Microeconomic methods 50-56 CHAPTER V: CREDIT RISK MANAGEMENT CASE STUDY IN A VIETNAMESE COMMERCIAL BANKS 56-72 5.1 ACB bank background and profile 56-62 5.2 Credit and credit risk issue of ACB bank 62-64 5.3 Methods of credit risk management in ACB bank 64-67 5.4 Comparing the Vietnamese and Chinese commercial bank approach to credit risk management 67-72 CHAPTER VI: CONCLUSIONS 72-74 References 74-75 |
