| 摘要:（摘要内容经过系统自动伪原创处理以避免复制，下载原文正常，内容请直接查看目录。） 本文共分五章，在媒介部门说明了作者选择俄罗斯银行体系体例改造作为本身研究偏向的初志，同时初步对中俄两国在经济转轨进程中金融体系体例改造的个性成绩、俄罗斯银行系统改造对我国银行体系体例改造的自创意义做简要的剖析。第一章对前苏联七十年来构成的金融银行体系体例停止回想和剖析，早年苏联“一级制”的银行体系体例，并对该体系体例下银行业的特色停止剖析：银行业由国度垄断，高度集中，行政化治理；中心银行的位置和本能机能不明白；“年夜财务、小银行”，金融业从属于国度财务，充任国度财务的出纳位置；缺少贸易信誉基本，信贷部分缺少活气，没有成形的贸易银行系统。另外，俄语论文，本部门内容还触及到俄罗斯经济改造的重要内容和经济情势，对休克疗法、公有化改造、居平易近储蓄、证券市场等停止了剖析，俄语论文网站，这组成了俄银行系统改造的配景和前提，是研究俄银行系统的基本和铺垫，也是略论俄金融危机等所必需触及的内容。第二章重点引见了俄罗斯二级银行系统构成的进程和银行系统的构架和特色。与二级银行系统相顺应，俄中心银行本能机能的产生了严重改变一一制定泉币和信贷政策、微观调控泉币供给量，运用的重要政策对象也与东方国度银行通行作法接轨（法定预备金轨制、再贴现利率的调剂、地下市场营业等），另外还包含对银行业的监管本能机能，同时《俄中心银行法》对俄央行的运动也加以限制和标准，使央银行不再从事详细的金融营业，从而完全转变了单一银行体系体例下央行简直垄断一切银行营业的作法。俄贸易银行成长进程和存在的成绩1、贸易银行散布太甚集中；2、贸易银行范围较小，本能机能无限，缺少竞争力；3、贸易银行弱化了银行传统的储蓄向投资转化功效；4、金融市场的不标准对贸易银行资金流向发生误导；5、贸易银行的人员本质和治理程度绝对较低。与此同时，本部门还对俄罗斯经济改造中一种较为特别的金融机构组织情势一一金融工业团体停止了研究，客不雅地评述了其对俄经济正反两个方面的感化。第三章对1998年俄罗斯涌现的金融危机停止剖析，从其发生的内在和内生缘由熟悉这场危机产生的必定性。从金融危机的表示情势，到对俄银行系统和经济成长形成的负面作用，笔者做了较具体的论述，重要包含：1、了债危机；《WP=4》2、资金起源危机；3、对内债务危机；4、银行吃亏和自有本钱的丧失；5、银行危机所形成的丧失范围。另外还进一步略论形成俄金融危机深条理的缘由。第四章剖析了俄当局为清除金融危机的作用和进一步改造银行系统所采用的办法，如战胜了债力危机；向贸易银行供给存款；下降贸易银行法定预备金率；将成绩银行的了债债权同一治理；停滞实行“外汇走廊”轨制和卢布的年夜幅升值；成立信贷机构重组署对银行系统重组；充分银行本钱；增强中心银行的监管办法等。这些办法的实行和俄微观经济的稳固为俄罗斯银行系统的成长供给了优越的空间，同时对俄罗斯银行以后成长的现状和远景停止了剖析和猜测。第五章周全综合评价俄罗斯金融和银行系统改造，经由过程对其经历和经验的剖析，用比拟经济学的办法，联合我国金融体系体例改造的重要作法，找出可为我自创的处所。 Abstract: This paper is divided into five chapters, in the media sector that the Russian banking system reform as the research bias, at the same time, the author of China and Russia in the process of economic transition in personality scores of financial system reform, the Russian banking system reform of China's banking reform own significance to do a brief analysis. The first chapter of the former Soviet Union seventy years to form the financial banking system style stop recall and analysis, the early Soviet of banking systems, and of the systems under the banking characteristics analysis: banking industry by the state monopoly, highly centralized, administrative governance; banking centre position and performance don't understand; "big finance, small banks, financial industry belongs to the national finance, acted as the national financial cashier position; lack of trade credit, credit lacks of vitality, without forming trade bank system. Also the Department also hit the Russian economic transformation and an important part of the economic situation, the shock therapy, the transformation of public ownership of the means of production, residents savings, securities market analysis, this constitutes the background and premise of the Russian banking system reform, is the basic research and the Russian banking system and to pave the way, and also the analysis of Russian financial crisis required involves the content. The second chapter mainly introduces the constitution of Russian two of the banking system and the banking system of the structure and process characteristics. Comply with the secondary banking system, Russian Central Bank instinct function produced serious changes one by setting monetary and credit policy, macroeconomic regulation and control the currency supply quantity, important policy object also and Oriental National Bank prevailing practice standards (statutory reserve fund rail system, discount interest rate swap, underground market business), also included on Banking supervising andmanaging function, and motion of the Russian Central Bank Law of Russia's central bank also be limited and standard, the central bank is no longer engaged in detailed financial business, so as to completely change the style of a single bank system under the central bank almost a monopoly of all banking business practices. Russian commercial banks in the process of growth and the presence of grades 1, commercial banks spread too concentrated; 2, trade bank to a lesser extent, unlimited instinct function, lack of competitiveness; 3, bank trade weakens the traditional bank savings to investment transformation efficiency; 4, financial market is not standard on the trade flow of bank funds misleading; 5, bank trade nature and level of management is relatively low. At the same time, the Department of Russia economic transformation in a more special financial organization situation one by one financial industrial groups studied, customers do not Ya reviewed the Russian economy, both positive and negative aspects of probation. In the third chapter, the financial crisis in 1998, Russia emerged to carry on the analysis, from the internal and internal students reason familiar with the inevitability of this crisis. From the financial crisis of the said situation, to the negative impact on the formation of the Russian banking system and economic growth, the author made more detailed discussion, including: 1, the debt crisis; the WP=4 2 funds origin of crisis; 3, the debt crisis; 4, banks suffer losses and its own capital loss; 5, the banking crisis of loss range. In addition, further analysis of the formation of the Russian financial crisis, the reason why. The fourth chapter analyzes the Russian authorities to remove the impact of the financial crisis and further reform of the banking system the way, such as over debt crisis; to the supply of deposits of commercial banks; the decline in commercial bank required reserve rate; achievement bank bonds with a governance; stagnation imposed exchange corridor rail system and the Ruble large amplitude appreciation; to set up a credit restructuring agency for the restructuring of the banking system; adequate bank capital; enhanced central bank regulatory approach. The implementation of these measures and the Russian micro economic stability for the growth of the Russian banking system supply the superior space, also on the Bank of Russia after the growth of the current situation and prospect to stop the analysis and speculation. In the fifth chapter, a comprehensive evaluation of Russia's financial and banking system transformation, through the experience and experience analysis, compare economics, combined with China's financial system reform important practice, find out can be for my own place. 目录: |
