越南农业保险政策的探讨The research on agricultural insurance policy of Vietnam 摘要:（摘要内容经过系统自动伪原创处理以避免复制，越南语论文，下载原文正常，越语毕业论文，内容请直接查看目录。） 越南依然是个成长中国度。在成长中的头一个阶段,农业对政治、经济、社会成长起着极其主要的感化。虽然农业临盆总值只占21%GDP但农业处理了900农户和2100万农人的失业成绩。今朝农业临盆面积占74%全国天然面积。农业临盆的效力不高但要面对许多风险,重要有：(1)天然风险如天灾、疾病；(2)农业市场的风险如价钱更改和泉币收缩等；(3)资本风险。。。农业临盆所面对的风险特别是天然灾祸是阻拦农业可连续成长的重要缘由。我们可以经由过程全社会的尽力和农业保险市场以下降农业风险所带来的伤害,个中当局、保险公司和农人们应该具有增进该市场成长的积极静态。越南的农业保险市场成长很迟缓。至今加入农业保险的农人数目不客不雅。对于相当年夜的一部门农人,农业保险照样很生疏的范畴。这也是招致越南实行农业保险不胜利的主要缘由。世界其他国度的经历显示,成长农业保险会带来以下的效益：(1)恢复和保持财务才能稳固,经由过程产生保险事宜时保险公司向参保人实行保险义务而削减了参保人和参保组织的恐怖；(2)与当局已实行的保险项目互相调和和填补,削减当局的财务压力和进步社会资本分派效力；(3)增进农人的商业运动和临盆与运营由于经由过程参保农人们已有财务保证；(4)农业保险为成长投资发明了一个低本钱的筹集资金,增进融资市场成长。依照越南共产党对于三农、新乡村成长和面向古代化商品话农业临盆的决定,2017年,当局总理曾经公布“对于试点实行农业保险”的第315QD-TTg号决定,决议为农业保险制订一个了了的司法框架。今朝,依照当局第315QD-TTg号决定的指点精力睁开农业保险正在成为热门成绩。然则,经由三年试点实行农业保险后,包夜保险还要面对许多成绩。 Abstract: Vietnam is still a growing china. In the first stage of development, agriculture plays an important role in the political, economic and social development. Although the agricultural total output value accounted for only 21%GDP but agriculture handled 900 households and 21 million farmers' unemployment problem. At present, agricultural production area accounted for 74% of the natural area. The effect of agricultural production is not high, but have to face many risks. Important: (1) natural risks such as natural disasters, disease; (2) agricultural market risk such as price changes and monetary contraction; (3) the capital risk. The risk of agricultural production in the face of natural disasters is particularly important reason to stop to the sustainable development of agriculture. We can through the process of the whole society to try and agricultural insurance market to reduce agricultural risks brought about by the injury, the centre authorities, insurance companies and farmers should with promoting the market development of positive static. Vietnam's agricultural insurance market is growing very slowly. The number of farmers has joined the agricultural insurance is not objective. A considerable part of the farmers, agricultural insurance is still very strange category. This is also the main reason for the implementation of agricultural insurance in Vietnam is not the main reason for. The experience of other countries in the world shows that development of agricultural insurance will bring the following benefits: (1) to restore and maintain financial stability, through the process of produce insurance matters of insurance business to the insured person to implement insurance obligations and cut the horrors of the insured person and organization; (2) and the government has implemented the insurance project reconciled with each other and fill, cuts in government financial pressures and the progress of social capital allocation effect; (3) enhance farmer sports business and production and operation as guarantee of insured farmers have financial through the; (4) agricultural insurance investment growth invented a low cost of raising funds, promote development of financing market. In accordance with the Communist Party of Vietnam on agriculture, rural areas and farmers, Xinxiang village growth and ancient commercial words agriculture oriented, 2017, Premier authorities had announced "on the implementation of the pilot agricultural insurance" the 315QD-TTg decision No. resolution for agricultural insurance, formulate a legal framework. At present, in accordance with the authority of the government's decision to focus on the guidance of agricultural insurance is becoming a hot 315QD-TTg. However, through three years of the implementation of the pilot agricultural insurance, insurance packages have to face many achievements. 目录: |
