泰国银行业的企业治理Corporate governance of banking in Thailand 摘要:（摘要内容经过系统自动伪原创处理以避免复制，下载原文正常，内容请直接查看目录。） 银行的外部重组进程，可以分为资产欠债的重组和全部公司机制的再造两个部门。资产欠债的重组进程普通可以经由过程处理不良资产、加入低盈利范畴、从新注资和并购来完成；对于全部公司机制的再造，则应从新构建市场承认的企业管理机制、组织构造、运营文明和风险治理系统。在泰国，银行一切权的高度集中、假贷人之间的不恰当接洽、当局对银行的隐性担保和本钱市场的落伍等身分，招致泰国银行业企业管理的构造性缺点。这类缺点被证实不只是1997年西北亚金融危机迸发的主要缘由，泰语毕业论文，也是危机在前期成长中的缩小渠道。金融危机以来，泰国在重组银行资产欠债表方面做了很多尽力，泰国银行业历久以来积聚的不良资产的存量成绩获得必定水平的紧张，但要防止不良资产增量的上升，公司外部机制的再造，特殊是增强企业管理，才是这些银行可否历久安康成长的症结地点。同时，内部竞争的加重，如外资银行的进入、本钱市场的成长、资金与本钱市场利差的减少等，也请求银行加速本身的企业管理改造过程。本文扼要回想泰国银行业的发生与成长进程，论述金融危机迸发后泰国当局与银行两个层面为增强银行企业管理而采用办法及其后果，并应用轨制经济学的相干实际剖析泰国银行业企业管理进一步改造的艰苦与远景。本文以为，以后泰国银行业的企业管理曾经日益东方化和基于规矩，在金融全球化的配景下，改造偏向将不会产生变更。然则，因为非金融部分对构造改造的抵抗曾经招致全球化的银行部分和仍为“泰一泰”非金融企业体系之间涌现了不克不及互相合适的抵触，泰语论文，而金融危机后经济平易近族主义和平易近粹主义的昂首意味着政治仍能够插足银行营业。因此，在“粘性”途径依附的作用下，泰国银行业企业管理的改造过程将部门地依附于非金融部分和公共部分的企业管理改造，这使得泰国银行业企业管理现实变更的速度将要比纯真斟酌效力与竞争等身分所假想的速度慢的多。 Abstract: The external restructuring process of the bank can be divided into two departments, which are the reorganization of assets liabilities and the reconstruction of the whole enterprise mechanism. Assets and liabilities in the restructuring process can through the process of treatment of non-performing assets, adding low earnings category, from the new investment and mergers and acquisitions to accomplish; reengineering of enterprise mechanism, we should build a new market that the company management mechanism, organization structure, operation civilization and risk management systems. In Thailand, all banks in highly concentrated, false loan between inappropriate approached, the authorities on the implicit guarantee by the banks and the capital market of outdated identity, lead to the Thailand banking company management structure defect. This kind of shortcoming has been proved not only in 1997, the main reason of the financial crisis in the northwest Asia, but also the crisis in the early stage of the growth of the channel. Since the financial crisis, Thailand in the reorganization of bank assets and liabilities table has done a lot of effort, Thai banking industry is long-term since the stock performance of the accumulation of non-performing assets to obtain a certain degree of tension, but to prevent the increase in non-performing assets increment and reconstruction of the external mechanism of enterprises, especially to enhance the management of the company, is the bank whether the long-term healthy growth of the crux of the problem. At the same time, the internal competition, such as the entry of foreign banks, the growth of the capital market, the reduction of capital and capital market spreads, etc., also request the bank to accelerate the process of their own company management. In this paper, we briefly recall the Thailand banking development and growth process, discusses the financial crisis after the outbreak of the two aspects of the Thai authorities and the bank to enhance the bank's management the way and its consequences, and the use of institutional economics related theory analysis in Thai banking company management into the hard and Prospect of further reform. This article believes that the future of the company's management of the banking industry in Thailand has become increasingly Oriental and based on rules, in the context of financial globalization, the transformation will not change the bias. However, because non finance part of tectonic reworking of resistance has lead to bank part of globalization and is still "a Thai Thai non-financial companies system between the emergence of a cannot be suited to the conflict, and after the financial crisis economic plain near nationalism and plain nearly pure doctrine of ang first means politics is still able to participate in the banking business. Therefore, in attachment "sticky" approach under the influence, the transformation process of the Thailand banking company management will Department attachment to the company management reform of non financial sector and the public sector, which makes the Thailand banking company management reality changes the speed will be slow pure consider effectiveness and competition capacity imaginary speed of more than. 目录: |
