| （摘要内容经过系统自动伪原创处理以避免复制，下载原文正常，德语论文网站，内容请直接查看目录。） 以后，德国保险人制订投资计谋的难度变得愈来愈年夜。外部，他们遭到产物设计、保险技巧风险聚集、可安排总预算和人员与技巧装备的制肘；内部，他们还必需存眷本钱市场与竞争局势的变更、国度监管司法的更替、还有即将出台的新一代欧洲偿付才能系统Solvency Ⅱ。在浩瀚身分的束缚下，特殊是面临欧盟新一代偿付才能系统的各类请求，德国保险人将采用何种投资计谋，是本文研究的课题。本文从保险人投资计谋制订的根本成绩动身，引见了保险投资的成因、情势、融资、准绳、风险，和保险人制订投资计谋的普通法式。在概述欧洲偿付才能系统改造停顿以后，本文继而具体剖析了Solvency Ⅱ的引入将对德国保险人投资发生的作用。随后，在进一步联合Solvetmy Ⅱ框架下保险人在资产设置装备摆设、定量模子、风险治理方面遭到的挑衅及其应对现状的基本上，本文深刻商量了内部资产治理计谋在改良保险人自有本钱设置装备摆设及其投资风险治理两方面的积极感化，德语论文，论证了它作为德国保险人Solveticy Ⅱ框架下投资计谋的可行性。在主题部门结束后，本文简单地剖析了solvency Ⅱ对我国将来偿付才能监管改造的自创意义。最初，作者扼要总结全文，并指出进一步研究任务的偏向。 Abstract: Later, the German insurer to develop investment strategies become more and more difficult. Outside, they were attacked by product design, insurance technical risk aggregation, arrange the total budget and personnel and technology and equipment of the elbow; inside, they must also change of attention to capital market and competition situation changes, the national judicial supervision, and will soon introduce a new generation of European compensation pay system to Solvency II. Under the constraints of the vast identity, special is facing a new generation of the European Union to pay the system's various requests, the German insurer will use what kind of investment strategy, is the subject of this paper. In this paper, the basic results of the insurance investment strategy developed to start, introduced the causes of the insurance investment, the situation, financing, principles, risks, and the insurance policy to develop investment strategies of ordinary french. After an overview of the European solvency system reform, the paper then analyzes the impact of the introduction of Solvency II on the German insurer investment. Subsequently, in further joint Solvetmy II under the framework of the insurer in the assets set equipment, furnishings, quantitative model, risk management has been the provocation and cope with the situation basically, this paper deeply discuss the internal asset management strategies in the improvement of the insurer has its own cost set furnishings and equipment and investment risk governance of the positive role of, demonstrates its to invest strategy as the German insurer Solveticy II under the framework of feasibility. After the end of the subject department, this paper simply analyzes the significance of Solvency II to the reform of our country's future solvency regulation. At first, the author briefly summarizes the full text, and points out the further research task. 目录: 封面 1-2 |
