| 融资租赁是1952年出生在美国的一种新的金融对象，是经由过程短时光、低本钱、特定法式把资金和装备慎密联合的资金融通措施。中国的融资租赁是20世纪80年月初从日本引进的，经由20多年的时光已获得了敏捷成长，并对全部经济的成长，特殊是对引进外资与先辈技巧装备，和加速中小企业的古代化和进步出口才能方面起到了积极推进感化。中国融资租赁业固然取得了很多的成长结果，然则也惹起了很多的负面成绩。今朝中国融资租赁业的在险价值相当伟大，租赁债权历久拖欠，已严重作用到融资租赁业的进一步安康成长。中国融资租赁企业只重视租赁营业自己的扩大，而常常把与租赁营业一致位置的风险治理营业算作是从属的，韩语论文网站，从而加重了企业本钱和租赁资产的好转。这些情形，凸现了对中国融资租赁企业停止迷信有用风险治理的需要性。本论文的研究目标在于经由过程对中韩两国融资租赁业的风险治理情形停止剖析，器量中国融资租赁业的财政风险和运营状态，并寻觅能实用于中国融资租赁业的风险计量和治理办法。经由1997年的金融危机今后，韩国融资租赁行业已停止了年夜范围的改造，韩语论文题目，其实不断地增强其风险治理的感化。自创韩国的经历，中国融资租赁行业应当商量其成长远景和风险治理的主要性和措施。本论文起首从融资租赁的实际动身，商量融资租赁风险的界说及特色。再次，运用CAMELS办法剖析中韩两国融资租赁业的风险情形。重要内容包含，1、引见CAMELS办法；2、依据相干统计数据对中韩8家融资租赁企业的本钱充分性、资产质量、治理才能、盈利才能、资产活动性和市场敏理性停止剖析；3、采用均匀或加权均匀的办法算出综合评级成果。最初，引见和研究对融资租赁业重要风险之一，即信誉风险的计量和治理办法，并对全文停止总结。CAMELS剖析注解，在中韩两国融资租赁业风险治理上存在比拟伟大的差距，并且这回作用给融资租赁企业的运营状态。是以，有需要从微观上增强对中国融资租赁企业的风险掌握和监管，同时单个融资租赁企业也必需树立和健全风险治理系统。 Abstract: Financing lease is was born in 1952 in the United States a new financial object, through the process of short time, low cost, specific French the nicety of funds and equipment joint financing method. China's financial leasing is the 20th century in the early 1980s introduced from Japan, through more than 20 years of time has been rapid development, and in the overall economic growth, special is on introducing foreign capital and advanced technology and equipment, and accelerate the small and medium-sized enterprise modernization and the progress of exports can play to the positive role in promoting. China's financial leasing industry has achieved a lot of growth results, but also caused a lot of negative results. China's current financing leasing industry value at risk is great, leasing claims long-term arrears, has seriously affected the further health financing leasing industry growth. Chinese Finance Leasing Company only pay attention to the expansion of leasing business, and often the same location of the risk management business as a subordinate, thus increasing the company's capital and the improvement of the lease assets. These circumstances, highlights the need for China's Finance Leasing Company to stop the scientific and effective risk management. The purpose of the study of this thesis is through the process of Chinese and Korean finance leasing industry, risk management situation analysis, caliber of China's financial leasing industry financial risk and operational status and find practical in China financial leasing industry risk measurement and management measures. Through the financial crisis in 1997, the South Korean finance leasing industry has stopped a wide range of transformation, in fact, constantly enhance the impact of its risk management. Korean experience, China's financial leasing industry should discuss its growth prospects and risk management of the main and methods. This paper embarks from the reality of financial leasing, definition and characteristics of financial leasing risk. Again, the use of CAMELS approach to analyze the risk of financial leasing industry in China and South korea. Important content, including 1, introduce camels way; 2, on the basis of coherent statistical data of China and South Korea 8 financial leasing companies cost sufficiency, asset quality, to manage, profit ability, assets and market sensitive rational analysis; 3, using homogeneous or uniform weighting of means to calculate the comprehensive evaluation results. At first, introduce and discuss one of the important risks of financial leasing industry, that is, credit risk measurement and control measures, and the full text of the summary. CAMELS analysis notes, in the financial leasing industry in China and South Korea risk management there is a great gap, and this time affect the state of the operation of the Finance Leasing Company. So, it is necessary to strengthen the risk control and supervision of the Finance Leasing Company in China, and a single Finance Leasing Company must establish and improve the risk management system. 目录: |
