为了进修和自创国际先辈银行的治理经历和技巧,改良本国银行的运营治理程度,进步金融业的效力,韩语论文题目,加强金融体系的稳固性和平安性,中国和韩都城积极引进境外计谋投资者。而引进境外计谋投资者自己是一把双刃剑,它既可以进步本国银行的焦点竞争力,加强金融业的稳固性;又有能够招致本钱或利润的外流和中心银行金融监控才能的减弱,作用本国金融体系的平安。本文运用经济学、金融学、治理学、法律等的相干常识和实际,经由过程对中国和韩国贸易银行业引进境外计谋投资者的配景和现状停止研究,具体剖析了境外计谋投资者对中韩银行业的绩效和运营行动(正面和负面的效应)的作用,并对负面作用的成因停止略论,提出了中国应若何从韩国的案例中获得启发。文章起首引见了中韩贸易银行引进境外计谋投资者的配景及现状。韩国为了解脱1997年金融危机,停止了周全的金融改造,年夜幅度放宽本国本钱进入前提,很多境外计谋投资者获得了韩国贸易银行的控股权和运营权。中国则为懂得决巨额不良存款,加速金融业的对外开放,进步银行业的国际竞争力,也停止了一系列的金融改造,吸引了年夜量的境外本钱参股中国银行业。接着对中韩引进境外计谋投资者前后效应停止剖析。本文从一系列运营数据剖析了境外本钱的进入对韩国与中国银行业的本钱充分率进步、不良存款降低、资产收益率进步等方面发生的积极效应,并剖析在金融运营治理技巧、风险掌握程度、运营的通明性方面发生的正面感化。还剖析了境外计谋投资者进入中国和韩国贸易银行业后对金融市场稳固性、财富外流、外资逃税、中心银行的监控方面发生的负面作用。剖析注解,境外计谋投资者对韩国的作用比中国加倍显著。最初就若何使上文剖析的正面感化最年夜化、负面的感化最小化睁开剖析,以韩国贸易银行业的理论经历为自创提出了两个方面的对策第1、为了运用境外计谋投资者的力气,引入优越国际荣誉的著名银行,增强对引入计谋投资者的引诱和监管,韩语论文范文,树立健全相干司法轨制,为了防备停滞上市后招致的负面感化,确保银行运营的通明性;第2、为了增强贸易银行稳健生长,应年夜力培养国际金融本钱,摸索中小企业存款的计划,测验考试扩展海内运营。 Abstract: To study and created the advanced international banks governance experience and skills, improve their bank operation level of management, the effectiveness of the progress of the financial industry, strengthen the financial system stability and security, China and Han Doucheng actively introduce foreign strategic investors. And the introduction of foreign strategic investors own is a double-edged sword, it can the core competitiveness of domestic banks in progress, to strengthen the soundness of the financial sector; and can lead to cost or profit outflow and the bank financial center monitor can weaken and affect the domestic financial system of peace. This paper applied economics, financial science, management science, law and relevant knowledge and practical, through to China and South Korea trade bank industry introduction of the background and status of foreign strategic investors to carry on the research, specific analysis of the impact of foreign strategic investors on the bank industry between China and South Korea performance and operational action (positive and negative) effect, and the causes of negative effects to carry on the analysis, proposes China should how from the South Korean case inspired. The article first introduced the foreign strategic investors in China and South Korea to introduce foreign strategic investors with the situation and the status quo. South Korea in order to free the financial crisis in 1997, to stop the comprehensive financial reform, the eve of the national capital to relax into the premise, a lot of foreign strategic investors to obtain a controlling stake in the Korean trading bank and the right to operate. China is to solve the huge non-performing loans, to accelerate the opening up of financial industry, progress of the banking industry's international competitiveness, but also to stop the in a series of financial reform, has attracted a large amount of foreign capital investing in China bank industry. Then to China and South Korea to introduce foreign strategic investors before and after the effect analysis. The a series of operational data from the analysis of the overseas capital into capital of South Korea and China Banking sufficient progress, reduce non-performing loans, asset return rate of progress, the positive effects, and analyzes the financial management skills and risk control level, operating the transparency aspects of the positive role. Also analyzes the foreign strategic investors to enter China and South Korea after the banking industry on the financial market stability, wealth outflow, the negative impact of foreign tax evasion, the central bank's monitoring. Analysis notes, the impact of foreign strategic investors in South Korea than China is more significant. Initially how to make the above analysis the positive role of the most Nianye, analysis of the negative effect of minimizing open, to theory of South Korean trade banking experience as homemade presents two aspects of countermeasures 1, to the strength of application of foreign strategic investors, the introduction of superior international honours the famous bank, enhancement on the introduction of strategic investors of seduction and supervision, establish and perfect the relevant judicial rail system, in order to prevent stagnation after the listing of the cause of the negative effect to ensure the transparency of bank operation; second, in order to enhance the commercial bank steady growth should be on the eve of the force training of international financial capital, exploring the small and medium-sized enterprise loan plan, test expansion overseas operations. 目录: |